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Which is a better decision buying a home loan or taking it once I have the money?

Buying a property is a huge investment. You should remember that property rates are always on the rise due to the increasing demand for housing. Once you decide on your dream house, when you save enough money to purchase it, its value will be many times its current value. The smart decision would be to take out a loan for home purchase to own the property you want right away. Now, applying for a loan is not an easy process. You have to jump through several hurdles to get your loan approved. You should also explore all the loan acquiring options offered by many banks and several NBFCs. Fortunately, modern tech-driven loan aggregators like KuberX are making the home loan process easier for both the developer and home-seeker, making the whole loan application process to approval a hassle-free one.

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