What is goods-in-transit insurance?

Goods-in-transit (GIT) insurance is a type of insurance policy that provides financial protection for your belongings while they are being transported during a move. It covers damage, loss, or theft of goods that may occur during loading, transportation, or unloading. This insurance is particularly important for long-distance relocations, high-value items, and international shipments.

What Does Goods-in-Transit Insurance Cover?

• Accidental damage during packing, loading, or unloading.
• Damage caused by road accidents, overturning of vehicles, or fires.
• Theft or burglary of goods during transit.
• Water damage due to rain or flooding during transport.
• Loss of goods due to natural calamities (subject to policy terms).

What Is Typically Excluded?

• Damage due to improper or inadequate packing by the owner.
• Wear and tear or pre-existing damage.
• Electrical or mechanical breakdown of appliances.
• Loss of cash, jewellery, or documents (unless specifically covered).
• Damage due to delay in transit.
• Perishable goods such as food or plants.

Goods-in-transit insurance is a smart investment when shifting valuable household or office belongings. It provides a financial safety net in case of unexpected accidents or mishaps during the move, ensuring you are not left with uncompensated losses.